GiraffeSpot (the "Site(s)") are online information services provided by Giraffe
Financial Inc. subject to your compliance with the terms and conditions set forth
below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY
ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET
FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY
NOT ACCESS OR USE THE SITE. GIRAFFE FINANCIAL INC. MAY MODIFY THIS AGREEMENT
AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING
OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY
TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED OR REPEATED ACCESS OR USE OF
THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.
1. Copyright, Licenses, Idea Submissions and Trademarks.
The entire contents of the Site are protected by all applicable copyright and trademark
laws. The owner of the copyrights and trademarks is GIRAFFE FINANCIAL INC., its
affiliates, successors, beneficiaries, or other third party licensors. YOU MAY NOT
COPY, MODIFY, REPRODUCE, REPUBLISH, POST, UPLOAD, OR DISTRIBUTE OR TRANSMIT, IN
ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE.
You may only print and download portions of material from the different areas of
the Site solely for your own non-commercial use on the condition that you agree
not to change or delete any copyright or proprietary notices from the site(s). You
agree to grant to GIRAFFE FINANCIAL INC. a non-exclusive, royalty-free, worldwide,
perpetual license, with the right to reproduce, distribute, transmit, sub-license,
create derivative works of, publicly display and publicly perform any materials
and other information (including, without limitation, ideas contained therein for
new or improved products and services) you submit to any public areas of the Site
(such as bulletin boards, forums and newsgroups) or by e-mail to GIRAFFE FINANCIAL INC.,
Inc. by all means and in any media now known or hereafter developed. You also grant
to GIRAFFE FINANCIAL INC. the right to use your name in connection with the submitted
materials and other information as well as in connection with all advertising, marketing
and promotional material related thereto. You agree that you shall have no recourse
against GIRAFFE FINANCIAL INC. for any alleged or actual infringement or misappropriation
of any proprietary right in your communications to GIRAFFE FINANCIAL INC.. Publications,
products, content or services referenced herein or on the Site are the exclusive
trademarks or servicemarks of GIRAFFE FINANCIAL INC.. Other product and company
names mentioned in the Site may be the trademarks of their respective owners.
2. Use of the Site and Disclaimer of all Warranties.
You understand that, except for information, products or services clearly identified
as being supplied by GIRAFFE FINANCIAL INC. sites, GIRAFFE FINANCIAL INC.
does not operate, control or endorse any information, products or services on the
Internet in any way. Except for sites mentioned above, identified information, products
or services, all information, products and services offered through the Site or
on the Internet generally are offered by third parties, that are not affiliated
with GIRAFFE FINANCIAL INC. or sites. You also understand that GiraffeSpot Financial
Inc. cannot and does not guarantee or warrant that files available for downloading
through the Site will be free of infection or viruses, worms, Trojan horses or other
code that manifest contaminating or destructive properties. You are responsible
for implementing sufficient procedures and checkpoints to satisfy your particular
requirements for accuracy of data input and output, and for maintaining a means
external to the Site for the reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET.
GIRAFFE FINANCIAL INC.. PROVIDES THE SITE(S) AND RELATED INFORMATION "AS IS" AND
DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS
WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT,
OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE)
WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH
THE SERVICE OR ON THE INTERNET GENERALLY, AND GIRAFFE FINANCIAL INC. SHALL NOT
BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY
SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS
AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION
PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. GIRAFFE FINANCIAL INC.,
Inc. DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT
DEFECTS IN THE SERVICE WILL BE CORRECTED.
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS.
GIRAFFE FINANCIAL INC. HAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER
FOR SUCH MATERIALS.
GIRAFFE FINANCIAL INC. makes no representations whatsoever about any other web
site which you may access through this one or which may link to this Site. When
you access a non-GIRAFFE FINANCIAL INC. web site(s), please understand that it
is independent from GIRAFFE FINANCIAL INC., and that GIRAFFE FINANCIAL INC.
has no control over the content on that web site. In addition, a link to a Giraffe
Financial Inc. web site does not mean that GIRAFFE FINANCIAL INC. endorses
or accepts any responsibility for the content, or the use, of such web site.
3. LIMITATION OF LIABILITY.
IN NO EVENT WILL GIRAFFE FINANCIAL INC. BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL,
OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS,
BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT
OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS
PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION
OR SERVICE. EVEN IF GiraffeSpot OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS,
OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED
THROUGH THE SITE(S). BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION
OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT
APPLY TO YOU. IN SUCH STATES, GiraffeSpot LIABILITY IS LIMITED TO THE GREATEST
EXTENT PERMITTED BY LAW.
You agree to indemnify, defend and hold harmless GIRAFFE FINANCIAL INC., its
affiliates, successors, joint venturers, partners, officers, directors, employees,
agents, licensors, suppliers and any third party information providers to the Service
from and against all losses, expenses, damages and costs, including reasonable attorneys'
fees, resulting from any violation of this Agreement (including but not limited
to negligent or wrongful conduct) by you or any other person accessing the Service.
5. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are
for the benefit of GIRAFFE FINANCIAL INC. and its officers, directors, employees,
agents, licensors, suppliers, and any third party information providers to the Service.
Each of these individuals or entities shall have the right to assert and enforce
those provisions directly against you on its own behalf.
6. Term; Termination.
This Agreement may be terminated by either party without notice at any time for
any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions),
2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous)
shall survive termination of this Agreement.
7. Advertiser Disclosure.
Giraffespot is an independent, advertising-supported comparison service. The card and financial service offers that appear on
this site are from companies from which Giraffespot receives compensation. This compensation may impact
how and where products appear on this site (including, for example, the order in which they appear).
Giraffespot does not include all card or financial service companies or all card or financial service offers available in the marketplace.
Giraffespot may use other proprietary factors to impact card or financial service offer listings on the website such as
consumer selection or the likelihood of the applicant’s credit approval.
This Agreement shall all be governed and construed in accordance with the laws of
Canada and the United States of America applicable to agreements made and to be performed in United
States of America and Canada. You agree that any legal action or proceeding between Giraffe
Financial Inc and you for any purpose concerning this Agreement or the parties'
obligations hereunder shall be brought exclusively in a federal or state court of
competent jurisdiction sitting in the Province of Alberta, Canada.
Any cause of action or claim you may have with respect to the Service must be commenced
within one (1) year after the claim or cause of action arises or such claim or cause
of action is barred. GIRAFFE FINANCIAL INC.’s failure to insist upon or enforce
strict performance of any provision of this Agreement shall not be construed as
a waiver of any provision or right. Neither the course of conduct between the parties
nor trade practice shall act to modify any provision of this Agreement. Giraffe
Financial Inc may assign its rights and duties under this Agreement to any party
at any time without notice to you.
Any rights of GIRAFFE FINANCIAL INC. not expressly granted herein are reserved.
Giraffe Financial Inc.
Suite 520, 1811 4 Street SW
Calgary, Alberta T2S 1W2
or contact us online
Effective as of January, 1 2019