The right vehicle is vital to getting around in your everyday life. Whether you are buying a new or used vehicle or refinancing your existing, our auto loan program can help put you behind the wheel. With competitive rates and flexible payment options, we can tailor your loan to meet your individual needs. So no more banking at the dealership and wondering if you've gotten the best deal.
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Annual Interest Rate
Dealer - Used Car
There are two basic parts to the total cost of car loan payments: principal and interest.
The principal is the negotiated cost of the vehicle itself.
The interest is the total amount of the costs accrued over the life of the loan based on the principal amount and the stated interest rate.
An interest rate is a basic rate charged to the borrower for the money loaned. The interest rate is normally expressed as a percentage for a one-year period and known as the annual percentage rate (APR).
The down payment is an upfront amount of cash paid by the borrower at the time of the purchase of the vehicle. It is usually expressed in terms of a percentage of the total price. It is not a legal requirement when taking out a car loan, but is almost always required by the lender.