Blue is different. Where other banks charge you service fees to maintain a balance, we pay you for it! Discover our Extreme Checking, where we pay big dividends and refund ATM fees. Why? Because we love our members. You'll never pay a service fee, no matter what your balance is. Your rewards score is determined through a combination of your number of unique services, length of membership and total savings and loan balances. Each product and service is worth one (1) point and your years of membership and combined relationship balances varies in points awarded.
Apply By Phone
1-800-368-9328
Annual Interest Rate
2.5%
Paperless Statements
Yes
Transaction Fees
-
Monthly Fee
No
Deposit Insurance
Yes
Account Opening Bonus
-
Overdraft Protection
Yes
This is for people who just use a checking account to pay some bills and perhaps use a debit card to pay some daily expenses. Some basic accounts require direct deposit or a minimum balance to avoid monthly “maintenance” fees. You may be limited to a certain number of checks per month; exceed that number and you’ll pay a “per item” fee for each additional check you write. You don’t want to maintain a high balance in these accounts because you won’t be paid interest.