The Visa credit card offers Hassle-free, Fixed Rate, No annual fees, No fees for balance transfers, No fees for Cash Advances, 20-25 day grace period on purchases, Worldwide ATM access, Payment Protection availability, Zero fraud liability, Auto rental insurance, Travel accident insurance, Identity theft protection.
Annual Interest Rate
7.74%
Annual Fees
No
Balance Transfer
Yes
Card Type
Standard
Promotional Rate
No
Provider
VISA
Signup Bonus
No
Supplimentary Cards
-
A credit card allows you to borrow money from a bank to make purchases. As long as you pay back that money within the “grace period” of 25-30 days, you don’t have to pay extra. If you go longer, though, you’ll have to pay interest — a percentage of the money you owe — on top of what you borrowed. In addition to being a tool for short-term borrowing, credit cards can provide valuable rewards and perks.