High Interest Checking

With Centra’s High Interest Checking accounts, you can earn money on your balance while saving money on fees. High Interest Checking accounts pay interest on all balances based on tiers. The more you have in your account, the more opportunity you have to earn interest! There’s no monthly fee and no minimum balance when you: use direct deposit, receive eStatements and complete at least 15 debit purchases per month.

Chequing Features

  • Apply By Phone

    1-800-232-3642

  • Annual Interest Rate

    4.07%

  • Paperless Statements

    Yes

  • Transaction Fees

    limited

  • Monthly Fee

    No

  • Deposit Insurance

    Yes

  • Account Opening Bonus

    -

  • Overdraft Protection

    Yes

Chequing FAQ

What is a basic checking account?

This is for people who just use a checking account to pay some bills and perhaps use a debit card to pay some daily expenses. Some basic accounts require direct deposit or a minimum balance to avoid monthly “maintenance” fees. You may be limited to a certain number of checks per month; exceed that number and you’ll pay a “per item” fee for each additional check you write. You don’t want to maintain a high balance in these accounts because you won’t be paid interest.

What is a free checking account?

What is an interest-bearing checking account?

What is a joint checking account?

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Centra Credit Union

Verified within the past week

At Centra Credit Union, we provide a full range of personal and business financial services to meet your financial goals and needs. You are our focus, and we continually strive to bring you exceptional value.

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