30 Year Fixed Rate Mortgage

Open the door to home ownership with an MCU Mortgage. We have the mortgage loan options to suit your goals and budget.

Mortgage Features

  • Apply By Phone


  • Annual Interest Rate


  • Cash Back


  • Pre Approval


  • Defer Payments


  • Pre Payment


  • Convertible


  • Insurance


  • Increase Payments


  • Decrease Payments


  • Double Payments


  • Mortgage Type

    Fixed Rate

Mortgage FAQ

What is a pre-qualification?

A pre-qualification is a basic review of your finances to determine if you would qualify for a mortgage. In general, a pre-qualification is based on unverified information you provide and does not include a credit check or any documentation, and is therefore not a firm guarantee of a loan.

What is a pre-approval?

What are closing costs, and how much should I expect them to be?

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Service Info

Municipal Credit Union

Verified within the past few weeks

Municipal Credit Union has been serving the financial needs of our members since 1916. MCU started out with one branch in the Municipal building using handwritten ledgers. At the end of the first year, nineteen charter account holders had combined deposits of $570. Today, we have 17 branches, more than 400,000 members and over $2.4 billion in assets.

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