Reward yourself with a checking account created with you in mind. Currently a 3.00% APY on balances between $0.01-$15,000 (Annual Percentage Yield) is offered.
Apply By Phone
1-800-369-0226
Annual Interest Rate
3%
Paperless Statements
Yes
Transaction Fees
limited
Monthly Fee
Yes
Deposit Insurance
Yes
Account Opening Bonus
-
Overdraft Protection
Yes
This is for people who just use a checking account to pay some bills and perhaps use a debit card to pay some daily expenses. Some basic accounts require direct deposit or a minimum balance to avoid monthly “maintenance” fees. You may be limited to a certain number of checks per month; exceed that number and you’ll pay a “per item” fee for each additional check you write. You don’t want to maintain a high balance in these accounts because you won’t be paid interest.