Hills Bank and Trust Company proudly offers Visa Platinum Cards with all the benefits you deserve including personalized service and fast, local decision making. Earn rewards with each credit card purchase. Redeem points for travel and merchandise!
Apply By Phone
1-800-445-5725
Annual Interest Rate
7.25%
Annual Fees
Yes
Balance Transfer
Yes
Card Type
Retail Rewards
Promotional Rate
No
Provider
VISA
Signup Bonus
No
Supplimentary Cards
Yes
A credit card allows you to borrow money from a bank to make purchases. As long as you pay back that money within the “grace period” of 25-30 days, you don’t have to pay extra. If you go longer, though, you’ll have to pay interest — a percentage of the money you owe — on top of what you borrowed. In addition to being a tool for short-term borrowing, credit cards can provide valuable rewards and perks.