Visa Platinum Rewards

Hills Bank and Trust Company proudly offers Visa Platinum Cards with all the benefits you deserve including personalized service and fast, local decision making. Earn rewards with each credit card purchase. Redeem points for travel and merchandise!

Credit Cards Features

  • Apply By Phone

    1-800-445-5725

  • Annual Interest Rate

    7.25%

  • Annual Fees

    Yes

  • Balance Transfer

    Yes

  • Card Type

    Retail Rewards

  • Promotional Rate

    No

  • Provider

    VISA

  • Signup Bonus

    No

  • Supplimentary Cards

    Yes

Credit Cards FAQ

What is a credit card?

A credit card allows you to borrow money from a bank to make purchases. As long as you pay back that money within the “grace period” of 25-30 days, you don’t have to pay extra. If you go longer, though, you’ll have to pay interest — a percentage of the money you owe — on top of what you borrowed. In addition to being a tool for short-term borrowing, credit cards can provide valuable rewards and perks.

How is a credit card different from a debit card?

How do I get a credit card if I have no credit history?

What does it mean to be “pre-approved” for a credit card?

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Service Info

Hills Bank and Trust Company

Verified within the past day

Since our beginnings in 1904, Hills Bank has been filled with insightful visionaries, determined co-workers, and loyal shareholders who have helped mold the rich culture and unique history that we enjoy today. Today, Hills Bank and Trust Company has grown to become one of Iowa's largest independent banks. We have achieved this growth the old-fashioned way — by earning our customers' respect, one at a time. We were founded on the principle that banks should care about the people they serve and provide ways to help them prosper.

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