Effortlessly manage your bills and watch your money grow with our Online Checking account. The Online Checking Account offers no monthly service fees, free online banking, BillPay, and Account Alerts, plus, a free FNBO Direct Visa Debit Card for all your everyday purchases
Annual Interest Rate
2.15%
Paperless Statements
Yes
Transaction Fees
limited
Monthly Fee
No
Deposit Insurance
Yes
Account Opening Bonus
-
Overdraft Protection
Yes
This is for people who just use a checking account to pay some bills and perhaps use a debit card to pay some daily expenses. Some basic accounts require direct deposit or a minimum balance to avoid monthly “maintenance” fees. You may be limited to a certain number of checks per month; exceed that number and you’ll pay a “per item” fee for each additional check you write. You don’t want to maintain a high balance in these accounts because you won’t be paid interest.