Gold Visa

Enjoy the benefits of a low cost First New York Visa Gold Card. Our Gold Card gives you a great rate plus added value benefits, which makes our Gold Card an outstanding value. Plus, all purchases earn points which can be redeemed for gifts, products and travel awards with the ScoreCard Bonus Point Program.

Credit Cards Features

  • Annual Interest Rate

    6.99%

  • Annual Fees

    No

  • Balance Transfer

    Yes

  • Card Type

    Retail Rewards

  • Promotional Rate

    No

  • Provider

    VISA

  • Signup Bonus

    No

  • Supplimentary Cards

    -

Credit Cards FAQ

What is a credit card?

A credit card allows you to borrow money from a bank to make purchases. As long as you pay back that money within the “grace period” of 25-30 days, you don’t have to pay extra. If you go longer, though, you’ll have to pay interest — a percentage of the money you owe — on top of what you borrowed. In addition to being a tool for short-term borrowing, credit cards can provide valuable rewards and perks.

How is a credit card different from a debit card?

How do I get a credit card if I have no credit history?

What does it mean to be “pre-approved” for a credit card?

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Service Info

First New York Federal Credit Union

Verified within the past day

First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937. Today First New York has six Branch locations, a DriveThrough Service and Call Center, serving over 30,000 members, and is one of the strongest financial institutions in the Capital District. First New York Federal Credit Union provides its members with competitive and low interest rates and excellent customer service.

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