Enjoy the benefits of a low cost First New York Visa Gold Card. Our Gold Card gives you a great rate plus added value benefits, which makes our Gold Card an outstanding value. Plus, all purchases earn points which can be redeemed for gifts, products and travel awards with the ScoreCard Bonus Point Program.
Annual Interest Rate
6.99%
Annual Fees
No
Balance Transfer
Yes
Card Type
Retail Rewards
Promotional Rate
No
Provider
VISA
Signup Bonus
No
Supplimentary Cards
-
A credit card allows you to borrow money from a bank to make purchases. As long as you pay back that money within the “grace period” of 25-30 days, you don’t have to pay extra. If you go longer, though, you’ll have to pay interest — a percentage of the money you owe — on top of what you borrowed. In addition to being a tool for short-term borrowing, credit cards can provide valuable rewards and perks.