Student Choice

The cost of college continues to rise, forcing many students and families to resort to higher-cost private student loans to fill funding gaps. As a not-for-profit lender, MembersAlliance Credit Union has a unique ability to help members and families by offering our Student Choice private lending solution. Zero origination or prepayment fees, lower interest rates and a simple one-time online application. Deferment of principal and interest while in school. Flexible repayment terms including graduated repayment for two years. Convenient line of credit structure that lets you apply once and secure financing for your entire college career.

Student Loans Features

  • Apply By Phone

    855-626-6499

  • Annual Interest Rate

    8.5%

  • Insurance

    -

  • Instant Approval

    Yes

  • Cosigner

    Yes

  • Good Grades Reward

    Yes

  • International Students

    No

  • Military Service Benefits

    No

  • Loan Type

    Line Of Credit

Student Loans FAQ

What kinds of student loans are there?

There are two different types of student loans: federal and private. Most experts agree that the best student loans come from the federal government. These fixed-rate loans usually offer lower interest rates and greater borrower protections than private loans. When you choose a private loan, your credit score (and that of your co-signer, if you have one) will impact the student loan interest rates you’re offered.

What is meant by “loan term”?

What is a fixed rate student loan?

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Service Info

Members Alliance Credit Union

Verified within the past day

MembersAlliance is the largest locally owned credit union, serving over 19,000 members in the counties of Winnebago, Boone and Ogle in Illinois. MembersAlliance offers a full range of affordable, quality financial products to their members. With many convenient locations, including three inside Walmart, MACU strives to provide the ultimate in full service banking, right where you live.

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