Advantage ARM

This loan offers an initial fixed rate and lower closing costs to help those with less, afford more. For the first 5 years, the rate will be fixed at a "below market rate" to help you gain buying power. After the fixed period expires, the rate may adjust every 5 years. The benefits of the Advantage ARM are that the loan is locally underwritten and serviced – we will not sell these loans, lower mortgage insurance premiums – improve your buying power over a fixed-rate loan.

Mortgage Features

  • Apply By Phone

    1-800-456-5067

  • Annual Interest Rate

    3%

  • Cash Back

    No

  • Pre Approval

    -

  • Defer Payments

    -

  • Pre Payment

    -

  • Convertible

    -

  • Insurance

    Yes

  • Increase Payments

    -

  • Decrease Payments

    -

  • Double Payments

    -

  • Mortgage Type

    Adjustable Rate

Mortgage FAQ

What is a pre-qualification?

A pre-qualification is a basic review of your finances to determine if you would qualify for a mortgage. In general, a pre-qualification is based on unverified information you provide and does not include a credit check or any documentation, and is therefore not a firm guarantee of a loan.

What is a pre-approval?

What are closing costs, and how much should I expect them to be?

Add a Review

Rating:

Service Info

Idaho Central Credit Union

Verified within the past few weeks

Idaho Central is the premier credit union in Idaho and offers 26 full-service locations throughout the Treasure Valley, Magic Valley, Eastern Idaho, and North Idaho. While growth is vital to our success, we remain focused on our mission, “Helping members achieve financial success.”

Learn More

Recommended Providers