Auto Loan

When you're in the market for a new or used auto loan there are some very important elements to consider. At First Commonwealth, our members can take advantage of exceptional loan rates, a simple pre-approval process, and some great resources related to purchasing a vehicle. In addition, you'll be able to lock in your rate for 30 days while you consider your options. The result-we'll enable you to make the best decision. With a new Auto Loan, you can borrow up to 100% of MSRP (Manufacturers Suggested Retail Pricing), plus the cost of tax and tags. We offer terms up to 84 months.

Car Loans Features

  • Apply By Phone

    1-888-821-2400

  • Annual Interest Rate

    2.24%

  • Cash Back

    No

  • Downpayment Required

    No

  • Instant Approval

    -

  • Pre Approval

    Yes

  • Skip Payments

    -

  • Defer Payments

    -

  • Loan Type

    Dealer - New Car

Car Loans FAQ

What is included in a car loan payment?

There are two basic parts to the total cost of car loan payments: principal and interest. The principal is the negotiated cost of the vehicle itself.
The interest is the total amount of the costs accrued over the life of the loan based on the principal amount and the stated interest rate.

What is APR?

What is a down payment?

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First Commonwealth Federal Credit Union

Verified within the past day

First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. Our credit union exists to improve your financial well being. We don't have stockholders. Instead, we're cooperatively owned by our members (account holders). We return our profits to you in the form of higher dividends on savings, lower rates on loans and lower fees. First Commonwealth is federally chartered by the National Credit Union Administration.

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