Student Choice
The cost of college continues to rise, forcing many students and families to resort to higher-cost private student loans to fill funding gaps. As a not-for-profit lender, MembersAlliance Credit Union has a unique ability to help members and families by offering our Student Choice private lending solution.
Student Loans Features
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Annual Interest Rate
10.49%
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Insurance
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Instant Approval
No
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Cosigner
Yes
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Good Grades Reward
No
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International Students
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Military Service Benefits
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Loan Type
Student
Student Loans FAQ
What kinds of student loans are there?
There are two different types of student loans: federal and private. Most experts agree that the best student loans come from the federal government. These fixed-rate loans usually offer lower interest rates and greater borrower protections than private loans. When you choose a private loan, your credit score (and that of your co-signer, if you have one) will impact the student loan interest rates you’re offered.
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