Unlike a traditional student loan, where you borrow all the money up-front, the Royal Credit Line for Students lets you access a specific amount of money each year. You can use all or a portion of the funds in your credit line at any time—and you can reuse it as soon as you repay what you've borrowed. This makes it easier to manage your debt and can even help reduce your interest costs!
Apply By Phone
1-800-769-2511
Annual Interest Rate
3.95%
Insurance
-
Instant Approval
No
Cosigner
Yes
Good Grades Reward
No
International Students
-
Military Service Benefits
No
Loan Type
Line Of Credit
There are two different types of student loans: federal and private. Most experts agree that the best student loans come from the federal government. These fixed-rate loans usually offer lower interest rates and greater borrower protections than private loans. When you choose a private loan, your credit score (and that of your co-signer, if you have one) will impact the student loan interest rates you’re offered.