Royal Credit Line

Unlike a traditional student loan, where you borrow all the money up-front, the Royal Credit Line for Students lets you access a specific amount of money each year. You can use all or a portion of the funds in your credit line at any time—and you can reuse it as soon as you repay what you've borrowed. This makes it easier to manage your debt and can even help reduce your interest costs!

Student Loans Features

  • Apply By Phone

    1-800-769-2511

  • Annual Interest Rate

    3.95%

  • Insurance

    -

  • Instant Approval

    No

  • Cosigner

    Yes

  • Good Grades Reward

    No

  • International Students

    -

  • Military Service Benefits

    No

  • Loan Type

    Line Of Credit

Student Loans FAQ

What kinds of student loans are there?

There are two different types of student loans: federal and private. Most experts agree that the best student loans come from the federal government. These fixed-rate loans usually offer lower interest rates and greater borrower protections than private loans. When you choose a private loan, your credit score (and that of your co-signer, if you have one) will impact the student loan interest rates you’re offered.

What is meant by “loan term”?

What is a fixed rate student loan?

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Service Info

Royal Bank

Verified within the past few weeks

The Royal Bank of Canada (RBC; French: Banque Royale du Canada), RBC Royal Bank or RBC Financial Group is the largest financial institution in Canada. The bank serves 18 million clients and has 80,100 employees worldwide. The company corporate headquarters are located in Montreal, Quebec, and its operational head office in Toronto, Ontario.

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