Whether you are purchasing a new or used vehicle or want to refinance your current auto loan, you can save money by financing your car or truck with First New York Federal Credit Union. You can choose a flexible repayment term that suits your needs and receive a discount of 0.25% Annual Percentage Rate with automatic loan payments.
Apply By Phone
1-800-734-7375
Annual Interest Rate
1.99%
Cash Back
No
Downpayment Required
No
Instant Approval
Yes
Pre Approval
Yes
Skip Payments
No
Defer Payments
No
Loan Type
Dealer - New Car
There are two basic parts to the total cost of car loan payments: principal and interest.
The principal is the negotiated cost of the vehicle itself.
The interest is the total amount of the costs accrued over the life of the loan based on the principal amount and the stated interest rate.