New Auto Loan

Whether you are purchasing a new or used vehicle or want to refinance your current auto loan, you can save money by financing your car or truck with First New York Federal Credit Union. You can choose a flexible repayment term that suits your needs and receive a discount of 0.25% Annual Percentage Rate with automatic loan payments.

Car Loans Features

  • Apply By Phone


  • Annual Interest Rate


  • Cash Back


  • Downpayment Required


  • Instant Approval


  • Pre Approval


  • Skip Payments


  • Defer Payments


  • Loan Type

    Dealer - New Car

Car Loans FAQ

What is included in a car loan payment?

There are two basic parts to the total cost of car loan payments: principal and interest. The principal is the negotiated cost of the vehicle itself.
The interest is the total amount of the costs accrued over the life of the loan based on the principal amount and the stated interest rate.

What is APR?

What is a down payment?

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Service Info

First New York Federal Credit Union

Verified within the past few weeks

First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937. Today First New York has six Branch locations, a DriveThrough Service and Call Center, serving over 30,000 members, and is one of the strongest financial institutions in the Capital District. First New York Federal Credit Union provides its members with competitive and low interest rates and excellent customer service.

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