GiraffeSpot Blog

Our articles about saving, investing, money management and overall good common sense.

Car Loan Basics

Find a few answers to your questions about car loans.

Credit Card FAQ's

Want to know a little about credit cards?

What is Mortgage Pre-Approval?

Effectively, the term “preapproved” indicates that you have done the leg work to get approval for debt financing before finding the house you wish to buy.

What Documents Should You Have on Hand to Secure a Mortgage?

The lenders goal is to assess your quality as a borrower and evaluate the risk of you defaulting on mortgage payments before setting the terms of the loan.