GiraffeSpot Blog

Our articles about saving, investing, money management and overall good common sense.

What is Mortgage Pre-Approval?

Effectively, the term “preapproved” indicates that you have done the leg work to get approval for debt financing before finding the house you wish to buy.

What Documents Should You Have on Hand to Secure a Mortgage?

The lenders goal is to assess your quality as a borrower and evaluate the risk of you defaulting on mortgage payments before setting the terms of the loan.

Looking for a Mortgage?

A good mortgage broker knows all the ins and outs of mortgages, as this is their profession.

Nickel and Dimed

Is it possible to give too much? It seems wherever you go, everyone wants your money.