GiraffeSpot Blog

Our articles about saving, investing, money management and overall good common sense.

What Is Crowdfunding? The Clear and Simple Guide

Crowdfunding leverages the power of online social networks (the “crowd”) to help people, businesses and charities raise money (the “funding”) for a variety of purposes. As with other types of funding, there is a wide range of who’s, what’s and why’s when it comes to this space, along with a number of risks. Here is some valuable information to help you get started on learning about this popular topic.

Chime Steps Up to Help Millions in Needing Fast Access to Covid Relief Funds

Chime gives you your money from direct deposits from as soon as it is deposited. Other banks take two days on average to clear these deposits, leaving you waiting.

Tools to Help With Your Estate Planning During Social Isolation

During the Covid crisis there is no excuse to leave your estate matters lingering on your nagging “to-do” list. Online tools such as Quick Estate and Willful, temporary laws combined with modern technology, and some focus can get you organized in no time. Do not wait any longer.

Worried About Your Credit Card Being Breached?

Consumers can take simple steps to protect their data from hackers by using a common-sense approach to managing your passwords and credit card transactions. Get yourself a Privacy card to step your efforts to protect yourself from hackers, while also to freeing yourself from being under the merchants’ control. As it is free to you, it is a no-brainer.